Why Uninsured/Underinsured Motorist Coverage Matters – And Why You Shouldn’t Settle Without Legal Advice
You’re driving home to Virginia after a relaxing vacation at the Jersey Shore. Traffic on I-95 slows to a crawl as you approach Philadelphia. Suddenly, a chain reaction crash unfolds in front of you. You’re struck, your car is totaled, and you feel sharp pain in your neck. The at-fault driver? Intoxicated—and carrying far too little insurance to cover your injuries, medical bills, lost wages, and property damage.
This is not just a hypothetical. Our firm recently represented a client in almost this exact situation. The accident happened in Pennsylvania, but our client’s Virginia underinsured motorist (UIM) coverage ultimately made all the difference. Working alongside a Pennsylvania attorney, we navigated both states’ laws to ensure the claim was handled correctly. The result: a good settlement that provided compensation for our client’s injuries, financial losses, and pain and suffering.